It's Your First Time

Make It an Easy One (FREE Service)

It’s your first time buying a house, and you’re overwhelmed. That’s understandable: between the home search, the showings, the paperwork… the list goes on. How do you get through it alive?

Here’s the truth: as a first-time buyer, you’re at risk of making common mistakes. Maybe you settle for the wrong home. Maybe you overpay?

Don’t get us wrong: it’s entirely possible to have a great first-time buying experience. That’s where we come in!

We’re bursting with information, and our main goal is to fill the gaps in your knowledge so you can finally enjoy that first night in a home of your own.

Step-by-Step Process

#1 Finding the Right Home

So many homes on the market, but only one is the best one out there for you. Your search starts online, and then moves into showings, where your specialist buyer’s agent will advise you on each home’s intricacies. No pressure here: take all the time you need.

Photo of a study; two chesterfields and a desk with a computer

#2: Making the Offer

You’ve found your dream home, and it’s within your budget! Now it’s time to make an offer. Negotiations can be especially tricky as a first-timer, but that’s why you have a buyer’s agent at your side. We’ll make the offer and negotiate with the listing agent on your behalf, so you can get the best price possible.

#3: Sealing the Deal

Your offer was accepted, and it’s time to move in!.. well, almost. Before the big day, there is important paperwork and legal documents that need to be addressed. Your buyer’s agent will handle most of this, but you’ll be kept in the loop: as a first-timer, experience is priceless!

First Time's the Charm with The A-Team

“Would definitely recommend, especially for first-time home buyers who need a little bit more guidance and help.”.

- Jennifer Sine

“I couldn't ask for a better REALTOR®️ team to help us buy our first home.”.

- S. Stoyles

“There was no stone left unturned and we felt very confident with our final decision.”.

- Sydney Mills

Search for the Perfect Home

Fort McMurray Communities

I Want to Buy My First Home!

"We felt like you cared, probably because you really do. " - Louise Melvin

First-Time Home Buyers Glossary

I'd Like to Talk About My First Home!

"I have never had a home purchase go as smoothly as this one." - Sarah Clark-Pickett

Disclaimer: CREB® Data Ownership and Disclaimer Statement Data supplied by CREB®’s MLS® System. CREB® is the owner of the copyright in its MLS® System. The listing data displayed is deemed reliable but is not guaranteed accurate by CREB®. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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It's Your First Time

Make It an Easy One (FREE Service)

Step-by-Step Process

#1 Finding the Right Home

#2: Making the Offer

#3: Sealing the Deal

First Time's the Charm with The A-Team

Search for the Perfect Home

Trending Home Searches

Fort McMurray Communities

I Want to Buy My First Home!

First-Time Home Buyers Glossary

Closing Costs?

Closing costs are, simply put, the costs associated with the purchase of a home. These costs include appraisals, lawyer fees, and insurance.

Pre-Approval

A pre-approved mortgage means that a lender has checked your income and credit score, and determined you qualify for a loan. This is a great first step on your journey to your first home!

Down Payment

The amount of money you pay upfront when you buy a home. The amount varies based on the price of the home and your credit history. As a general rule, the higher the price and the lower your credit score, the higher your down payment will be.

CMHC Fees

The term used to describe the CMHC (Canada Mortgage and Housing Corporation) mortgage default insurance, or the extra payment included in your mortgage if you paid less than 20% down.

Mortgage

A loan, typically from a bank, that you’ll use to buy your home. The loan is secured by your new home.

Home Inspection

An examination of the condition of a home before you buy it. Inspections are crucial if you want to be sure your first home is in good shape!

Condo Fees

Want to make a condo your first purchase? Condo fees are regular payments made to a condo association for maintenance of the building. Condo fees increase with the size of the unit.

Title Insurance

An optional insurance policy that protects against future discoveries about a property. Title insurance comes in handy if you find problems after your home purchase (like a lack of building permits or illegal underground storage tanks).

I'd Like to Talk About My First Home!

Quick Links

Contact

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It's Your First Time

Make It an Easy One (FREE Service)

Step-by-Step Process

#1 Finding the Right Home

#2: Making the Offer

#3: Sealing the Deal

First Time's the Charm with The A-Team

Search for the Perfect Home

Trending Home Searches

Fort McMurray Communities

I Want to Buy My First Home!

First-Time Home Buyers Glossary

Closing Costs?

Closing costs are, simply put, the costs associated with the purchase of a home. These costs include appraisals, lawyer fees, and insurance.

Pre-Approval

A pre-approved mortgage means that a lender has checked your income and credit score, and determined you qualify for a loan. This is a great first step on your journey to your first home!

Down Payment

The amount of money you pay upfront when you buy a home. The amount varies based on the price of the home and your credit history. As a general rule, the higher the price and the lower your credit score, the higher your down payment will be.

CMHC Fees

The term used to describe the CMHC (Canada Mortgage and Housing Corporation) mortgage default insurance, or the extra payment included in your mortgage if you paid less than 20% down.

Mortgage

A loan, typically from a bank, that you’ll use to buy your home. The loan is secured by your new home.

Home Inspection

An examination of the condition of a home before you buy it. Inspections are crucial if you want to be sure your first home is in good shape!

Condo Fees

Want to make a condo your first purchase? Condo fees are regular payments made to a condo association for maintenance of the building. Condo fees increase with the size of the unit.

Title Insurance

An optional insurance policy that protects against future discoveries about a property. Title insurance comes in handy if you find problems after your home purchase (like a lack of building permits or illegal underground storage tanks).

I'd Like to Talk About My First Home!

Quick Links

Contact

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